A Personal Budget is an allocation of funding provided by your local council after an official care needs assessment.

• Eligibility: After assessing your need for assistance with personal care and support, the local authority will allocate a Personal Budget.

• Amount: The amount you receive is determined by a financial circumstances assessment (means test).

How We Help: We understand the rigorous paperwork involved. Our experienced team at You & I Care Ltd has the knowledge to help you understand your entitlements, guide you through the application process, and decide on the best funding option for your situation.

Direct Payment offers maximum control and flexibility over your care funding.

• How it Works: The allocated funds are paid directly to you, or a person you choose to act on your behalf.

• Flexibility: You decide the type of service you want, such as personal care, day care, or employing a carer.

• Your Choice: You can use your Direct Payment to choose from our wide range of care options at You & I Care.

Alternatively, you may choose for the local authority to manage the money and pay for the services (Managed Budget), or opt for a combination of both.

✅ You & I Care Advantage: We give you great control over your care choices. We shoulder the burden of recruiting, training, and equipping care workers with the necessary skills to provide you with a professional, safe, and best quality service.

Not everyone is entitled to state-funded or part-funded care. Care and support services are means-tested, meaning if your assets are above the national threshold, you will be considered a self-funder and responsible for the full cost of your care.

Sources for Self-Funding May Include:

• Personal Savings and investments.

• Income from pensions or benefits.

• Insurance payouts (e.g., from a Care Plan Insurance).

Important First Steps for Self-Funders:

Before arranging self-funded care, we highly recommend that you:

1. Claim All Entitlements: Double-check that you are claiming all the state and other benefits you may be entitled to.

2. Explore Funding: Ensure you have exhausted all potential local authority and health authority funding options.

Here at You & I Care Ltd, we firmly believe that affordable home care should be available to all who need it.

We offer a confidential discussion to review your existing benefits and savings, assisting you in making informed choices about your care funding. Our goal is to ensure you feel comfortable and confident with our fees.

Our Payment Process:

• Self-Funders: We will invoice you or your nominated representative directly.

• Local Authority Managed Budget: We will invoice your local authority, and you have nothing to worry about.

• Care Plan Insurance: We will invoice your insurance company directly. We are happy to assist you with the necessary paperwork.

Payment options will be thoroughly discussed and agreed upon during your assessment to ensure you pay exactly for the agreed services, achieving cost-effectiveness and affordability without compromising on performance.